Building credit is one thing—protecting it is another. This course equips students with the practical skills to manage, monitor, and defend their credit information. Students learn how to collect their credit reports, identify errors, and dispute inaccuracies with credit bureaus. The course covers filing complaints against companies, understanding billing cycles for reporting purposes, and taking immediate action if identity theft occurs. With step-by-step guidance on credit monitoring, documentation, and recovery, students gain the confidence to take control of their financial information and protect their credit long-term.

What You’ll Learn:

• How to manage and monitor your credit information
• Requesting and collecting credit reports from all agencies
• Identifying errors and disputing inaccuracies on your credit report
• Filing formal complaints against companies (CFPB, FTC, etc.)
• Understanding billing cycles: due dates vs. statement dates
• Recognizing signs of identity theft and taking immediate action
• Freezing credit, filing reports, and recovering from identity theft

This is a self-paced course with module quizzes and a final quiz. A certificate of completion is awarded upon achieving 80% or higher.